Legal Documents

Mushfile Terms & Conditions — Complete Guide

Please read these Terms carefully before using the Mushfile platform. By accessing the platform or creating an account, you agree to all of these Terms.

Last Updated: January 1, 2026

Important Notice: These Terms constitute a legal agreement. Please read them in full before using Mushfile. If you have any questions, contact our support team.

1

General Introduction

Mushfile (hereinafter referred to as the "Platform", "we", or "Mushfile") is an online gaming and betting service provider operating in Bangladesh and select regions. These Terms & Conditions ("Terms") govern the legal relationship between Mushfile and its users ("Members" or "Players").

By accessing Mushfile, creating an account, or using any of our services, you agree to be fully bound by each clause of these Terms. If you do not agree, please refrain from using the platform.

Please Note: Mushfile reserves the right to update these Terms from time to time. Any changes will be communicated via your registered email or through a platform notification.

2

Account Registration

To enjoy Mushfile's services, you will need to create a personal account. All information provided at the time of registration must be truthful, accurate, and up to date.

Registration Terms

  • Each person may only create one account. If multiple accounts are found belonging to the same person, all accounts will be terminated.
  • Your account password must be kept strictly confidential. You may not allow anyone else to access or use your account.
  • The name, address, and ID details provided during registration must be genuine — submitting false information will result in permanent account closure.
  • Withdrawals on Mushfile cannot be processed until your KYC (Know Your Customer) verification is complete.
  • The phone number and email used for registration must be your own.

Warning: Selling, transferring, or handing over a Mushfile account to any third party is strictly prohibited. Any such activity will result in immediate account suspension and forfeiture of the balance.

3

Eligibility & Age Requirements

Mushfile is an adults-only platform. The following eligibility requirements must all be met to use the platform:

  • Age: You must be at least 18 years old. Age is verified at registration, and additional verification may be requested at any time.
  • Legal Eligibility: You must be legally capable of entering into this type of agreement.
  • Geographic Restrictions: Mushfile operates in designated regions only. Access from restricted areas is not permitted.
  • Mental Capacity: You must use this platform of your own free will and with full mental capacity.

Mushfile takes a strict stance against minors creating accounts. If a minor registers using false information, all transactions on that account will be void and the balance will be forfeited.

4

Deposits & Payments

Before making a deposit on Mushfile, please take note of the following:

Accepted Payment Methods

  • Mobile Banking: bKash, Nagad, Rocket
  • Bank Transfer: Eastern Bank (EBL) and other approved banks
  • Internet Banking: Online portal of an approved bank

Deposit Rules

  • Minimum Deposit: ৳500 (may vary by payment method)
  • Deposits must be made from your own payment account only
  • Third-party payments will not be accepted and are non-refundable
  • Include your Mushfile username in the remarks field for every transfer

Mushfile Notice: We do not charge any deposit fees on our end. However, your bank or mobile banking provider may apply their own charges.

Deposit Limit Summary

Payment Methods Minimum Maximum (Daily) Processing Time
BKash৳100৳50,000Instant
Nagad৳100৳50,000Instant
Rocket৳200৳30,0005 minutes
EBL Bank৳500৳5,00,0005–15 Minutes
5

Withdrawal Rules

Mushfile has a transparent policy on withdrawing winnings. Following the conditions below will make the withdrawal process smooth and fast:

  • KYC verification must be completed before withdrawal (NID or Passport)
  • Withdrawals can only be processed to the same payment method used for the deposit
  • Minimum withdrawal: ৳1,000
  • Maximum daily withdrawal: ৳5,00,000 (higher limits available for VIP members)
  • Withdrawals from bonus winnings are subject to wagering requirements
  • First withdrawal requests are processed within 1–4 business hours

Warning: Mushfile reserves the right to suspend withdrawals if suspicious activity or signs of fraud are detected. The balance may be frozen until the investigation is complete.

6

Bonuses & Promotions

Mushfile offers a variety of bonuses and promotional offers. Each offer has its own terms, which are detailed on the respective offer page.

General Bonus Terms

  • Welcome Bonus: Applicable on your first deposit only. Each account is eligible for the welcome bonus once.
  • Wagering Requirement: You must wager a specified multiple of the bonus amount (typically 20x–40x) before making a withdrawal.
  • Validity: Each bonus has a set expiry period. Any unused bonus will be cancelled once it expires.
  • Multiple bonuses at the same time: Multiple bonuses cannot be claimed simultaneously unless specifically permitted.

Mushfile reserves the right to modify, suspend, or discontinue any bonus program at any time, with or without prior notice. However, changes will not apply to bonuses that have already been claimed and are currently active.

7

Betting Policy

The following rules apply when placing bets on Mushfile:

  • All bets are final — once a bet is confirmed, it cannot be changed or cancelled (unless a cash-out option is available).
  • In the event of a technical error or odds discrepancy, Mushfile reserves the right to void or adjust the affected bet.
  • In the event of a dispute over an outcome, Mushfile's decision shall be considered final.
  • Special rules applicable to eSports matches are listed on each event page.
  • If suspicious betting patterns are detected — such as arbitrage betting or match fixing — the account will be investigated.
8

Prohibited Activities

The following activities are strictly prohibited on Mushfile and may result in account termination and legal action:

Prohibited ActivitiesConsequences
Operating Multiple AccountsPermanent Ban + Balance Forfeiture
Registration with a False IdentityPermanent Ban
Bonus Abuse / CheatingBonus Forfeiture
Money Laundering AttemptsLegal Action
Hacking or Technology MisuseLegal Action + Account Termination
Unauthorized Access to Another User's AccountLegal Action
9

Responsible Gaming

Mushfile is firmly committed to responsible gaming. We want every member to enjoy the platform in a healthy and positive way.

  • Deposit Limit: You can set your own daily, weekly, or monthly deposit limits.
  • Cooling-Off Period: Take a break ranging from 1 day to 1 year.
  • Self-Exclusion: Option to permanently deactivate your account.
  • Reality Check: Periodic reminders of your gaming session duration.

If you notice signs of problem gambling, please reach out to our support team. We're here to help, no questions asked.

For assistance: Learn More About Responsible Gaming Responsible Gaming View the page.

10

Account Closure & Suspension

Mushfile reserves the right to temporarily or permanently close an account under the following circumstances:

  • If evidence of a Terms violation is found
  • KYC verification failure or submission of false information
  • Signs of Fraudulent Activity
  • In compliance with a legal directive or court order
  • If an account has been inactive for an extended period (12+ months)

Users may also request account closure at any time through the support team. It is recommended to withdraw any remaining balance before closing the account.

11

Changes & Updates to Terms

Mushfile reserves the right to update these Terms at any time. For significant changes, you will be notified via your registered email or through a platform notification. Continued use of the platform after any update constitutes acceptance of the revised Terms.

If you have any questions about these Terms, please email our support team: [email protected]

The Bengali version of these Terms is provided for ease of understanding. In the event of any legal dispute, Mushfile's original legal documents shall be considered definitive.

Key Highlights of the Terms at a Glance

A quick summary of the most important points in Mushfile's rules

🔐
Account Security
One account, one person — that's the foundation of Mushfile. Keep your details secure and never share your password with anyone.
💳
Payment Transparency
Mushfile charges no hidden fees. Deposit and withdrawal limits and conditions are fully disclosed and transparent.
🎁
Fair Bonus Policy
Mushfile's bonus offers come with clear terms. Wagering requirements are fully outlined on each offer page.
⚖️
Fair Betting
Every player at Mushfile gets a fair chance. Fraud and manipulation have no place here — our systems are monitored around the clock.
🛡️
KYC Protection
Mushfile's KYC process keeps your account secure and helps prevent fraud. Once verified, all future transactions are protected.
🌱
Responsible Gaming
Mushfile is committed to the wellbeing of its members. Setting limits, taking breaks, and getting support are all straightforward.
FAQ

FAQs

Withdrawal times on Mushfile depend on your chosen payment method. bKash and Nagad transfers typically arrive within 5–15 minutes. Bank transfers via NEFT usually take 1–4 hours, while RTGS transfers take 15–30 minutes. Your first withdrawal may take slightly longer due to KYC verification — once you submit your NID or passport, the review is generally completed within 24 hours. After your KYC is approved, all subsequent withdrawals will be processed faster. Please note that any balance derived from bonuses is subject to wagering requirements before withdrawal. You can track the status of your withdrawal requests directly from your account dashboard.

The minimum deposit at Mushfile varies by payment method. You can get started with as little as ৳100 via bKash or Nagad. For Rocket, the minimum is ৳200, while bank transfers (including Eastern Bank) require a minimum of ৳500. Please note that welcome bonuses and special promotions may have their own minimum deposit requirements, which are listed on the respective offer pages. We recommend checking the promotion page before depositing to make sure you qualify for the maximum bonus.
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